Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
The Cost of Not Having Business Insurance
Posted: April 19, 2024
The Cost of Not Having Business InsuranceRunning a business comes with many risks, from property damage to legal liabilities. While some business owners may see insurance as an unnecessary expense, the cost of failing to have adequate coverage can far outweigh the premiums paid. It is essential to understand the potential consequences of operating without business insurance. Financial Losses from Property Damage Property damage can occur unexpectedly due to natural disasters,...
Spring Showers: Why You Need Personal Umbrella Insurance
Posted: April 16, 2024
Spring Showers: Why You Need Personal Umbrella InsurancePersonal umbrella insurance is an additional layer of liability coverage that goes beyond the limits of your standard home or auto insurance policy. It provides extra protection if you are sued for damages exceeding the limits of your primary insurance policies. Here's why you should consider adding a personal umbrella policy to your insurance portfolio: Protection Against Liability Risks Spring brings blooming flowers and unpredictable...
Real Trouble For Auto Insurers in 2024
Posted: April 15, 2024
Real Trouble For Auto Insurers in 2024Insurers are grappling with unprecedented challenges in the rapidly evolving landscape of the auto insurance industry. Rising costs, driven by increased labor and material expenses, along with the impact of natural disasters, are significantly influencing the sector's financial health. The projection of a 2023 net combined ratio of 110.2 for commercial auto underwriting underscores the severity of the situation, marking a significant shift since...
Final Expense Insurance
Posted: April 12, 2024
Final Expense InsuranceAccording to the National Funeral Directors Association, the average cost of end of living expenses averaged around $9,000 in 2023. Final expense insurance can be a good way to protect your assets and provide funds for loved ones in their time of grief. With a little planning, it is possible to provide your family with funds to help cover end-of-life expenses, leaving them free to...
Secrets to Enhancing Your Business Insurance Coverage Without Breaking the Bank
Posted: April 7, 2024
Secrets to Enhancing Your Business Insurance Coverage Without Breaking the BankCommercial Insurance In today's rapidly changing business landscape, insurance is not just a safety net; it's a crucial element of your business strategy. Yet, for many small to medium-sized enterprises, the cost of insurance can seem like a significant burden. However, with some insider knowledge and strategic thinking, you can enhance your business insurance coverage without breaking the bank. Here are five secrets to optimizing...