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What Factors Impact Your Home Insurance Costs?

Posted: February 27, 2024

If you're looking for homeowner's insurance, you're undoubtedly curious about how the insurer calculates your premium. Some consumers have the misconception that home insurance is a fixed cost. In truth, home insurance prices are tailored to the individual needs of each homeowner. Unlike auto insurance, homeowner insurance requires a great deal of data! You'll need your house's measurements, construction specifications, and information on any extras...

Is Insurance Fraud On The Rise?

Posted: February 12, 2024

Unraveling Insurance Fraud: Examining its Nature and Alleged Surge Insurance is designed to provide financial security and peace of mind to individuals and businesses when unexpected events occur. However, as with any system, there are individuals who attempt to exploit it for personal gain. This dark underbelly of the insurance industry is known as insurance fraud. In recent years, concerns have arisen about the potential...

How To Protect Your Identity This Holiday Season

Posted: December 5, 2023

According to the Nation Retail Federation, 84% of Americans will use the internet to shop during the holidays. Even during non-holiday times, people are using noncash transactions for the purchases of goods and services. Cybercriminals are smart, and you need to be informed about protecting your identity. Identity theft has been the No. 1 consumer complaint for 12-straight years, according to the Federal Trade Commission....

How To Stop Porch Pirates?

Posted: October 31, 2023

The holiday season is filled with fun, parties, food, gifts, overeating, and, unfortunately, some risk. One of the fasted growing risks for many people is stolen packages by porch pirates. More than 25 million Americans have their packages stolen right from their doorsteps by porch pirates each year, don't be one of them. Your homeowners or renter’s insurance generally may not cover this loss as...

Top Five Costly Workplace Injuries

Posted: March 16, 2023

If an employee is injured on the job, employers are legally liable to the employee. Workers’ compensation will even cover employees who are involved in auto accidents while away from the worksite, if the accident occurred while on the job. Workplace accidents happen every day and most could have been prevented. According to the U.S. Bureau of Labor Statistics (BLS) and the National Academy of...