Archives: March 2015

Risk Of A Fire Low… Risk Of A Cyber Attack High

Believe it or not, a small to medium sized business has a greater chance of having a cyber attack than it does of having a fire. While the headlines are filled with the most recent cyber attacks on large companies including Anthem Health, Sony, Staples, Home Depot and JP Morgan Chase, hackers also target businesses with less than 50 employees. According to Symantec, in 2013,...

Ways To Be Safe Against Carbon Monoxide In Your Home

Carbon monoxide (CO) is odorless, colorless, hard to detect, and extremely dangerous. The gas is often called "the invisible killer," and it is critical that your family is protected from exposure. The CDC reports that there were a total of 5,149 deaths from unintentional carbon monoxide poisoning from 1999 - 2010, or an average of 430 deaths every year, and the National Fire Protection Agency...

Latest Trends In Commercial Auto Insurance

Recent studies have identified a correlation between auto accidents and increased auto premiums. While this is something that we all might have assumed, we now have definitive analysis. If you have an accident, you have a +75% chance of having an increase in your auto rates. If you have a second accident, your chance of an increased rate goes up to +93%.  Some carriers may...

Do You Have Enough Life Insurance?

Most of us would prefer not to think about what would happen to our families if something happened to us. Life insurance is something we may have to force ourselves to think about, just like a will. The good news is that purchasing a whole life insurance policy can be a great financial investment. This form of insurance not only allows your life to be...