Archives: April 2017

Homeowner’s Insurance….How Does Yours Compare?

  Homeowner’s Insurance Premiums Are Increasing Nationally, homeowner’s insurance premiums are increasing. There are a number of reasons for the increases including; fewer new homes (limiting growth), recent losses from natural disasters (especially hurricanes and earthquakes), and the cost to repair or replace (more expensive materials have impacted premiums). These were identified as things that impact homeowner’s premiums the most: Construction - The type of...

How Much Commercial Property Insurance Does Your Business Need?

Your commercial property insurance is a critical piece of protection that will safeguard your business against huge financial losses. No matter what industry you are in, you have a multitude of possessions that are of great value. When a break-in, theft, fire, wind event, flood, or water damage happens to your business and you are dealing with equipment that has been stolen, damaged, or broken,...

How to Properly Insure Summer Interns

Many businesses are getting ready to hire summer interns. These internships can be rewarding for the college student as well as provide some help to the business.  Offering paid or non-paid internships can create risk for your business.  If the interns are receiving wages, they will be considered employees of the company, and eligible for workers’ compensation insurance coverage under your current policy.  If the...

General Liability Insurance & Why Your Business Needs It

As a business owner, you take every step you can to ensure the safety of your clients and the quality of the products and services you provide. We can't know every type of incident that can occur in the course of doing business, and general liability insurance provides vital protection for when something unexpected happens. Not only will this coverage protect your financial health when...