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Archives: February 2018

How EPL Insurance Can Save Business Owners From A Legal Let-Down

We live in a litigious society. No matter how carefully you train your employees, over the course of doing business it wouldn't be rare to be facing a lawsuit for discrimination, wrongful termination, sexual harassment, violations of the APA, retaliation claims, a liability lawsuit related to fiduciary duty, or other legal threat. You want to be protected against this type of occurrence, and EPL insurance...

Does Your Business Have The Right Coverage?

Types of Insurance a Small Business Owner Should Have There is no question, owning a business comes with a set of unique risks.  The types and kinds of business threats are changing rapidly, and for your business to survive and grow you need to know how to manage your risk. A well designed commercial insurance program can protect your company from financial loss and even...

Are You Ready For The Next Step?

No one likes to think about what will happen when they are no longer around or able to make important decisions, but if you are a small business owner, then nothing could be more important for the future of your company. Succession planning is the practice of drawing up a plan for what will happen to your business if you pass away, retire, or become...

Do Business Owners Need Workers Compensation Coverage?

Workers’ Compensation Insurance Almost every business needs, and is required to have, workers’ compensation (WC) insurance. Most states (with a few important exceptions) essentially require employers to purchase a workers’ compensation insurance policy to handle their statutory obligations to workers who are injured or made ill due to a workplace exposure. We often have this question come up; should the company owners be included under...