Archives: September 2018

Is Your Business covered For These Risks?

Is Your Business covered For These Risks? Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business.  That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and then design an insurance program to meet your needs. ...

Understanding Your Auto Policy

Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...

Homeowners Insurance: When Do You File A Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...

Your Personal Assets Are At Risk

Uber, Airbnb and VRBO may increase your personal liability risk We live in a digital world that now allows us to share everything from our car, bike, boat, apartment and even our home with total strangers.  Smartphones, and the applications that can be added, offer many useful tools, but some of these things create new and increased liability for you.  Before you decide to jump...

Time To Think About Insurance For College Students

A Personal Insurance Update In the next few weeks, many students will be leaving their summer jobs and heading off to college.  For many kids, this will be their first time away from home.  Did you know that theft and burglaries make up over fifty percent of campus crime? The right kind of personal insurance, a bit of prevention, and good safety precautions can provide...