Archives: July 2020

Home Workout Tips

During this time of home confinement, it is important to get plenty of exercise. Here are a few tips to help you stay fit. Lie flat on your back with your knees bent. Place your hands behind your head with elbows pointing outwards. Support your neck with your hands. Keep your neck in a straight line with your spine. Flex your waist to raise the...

Why Invest In Long Term Care Insurance?

If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services. Many people visualize long-term care as uprooting to a nursing facility, but plans allow for 100% of the benefits to be paid at home, allowing clients to stay with loved ones in an environment they’re used to. 65% of long-term...

What If My Beneficiary Can’t Claim My Life Insurance Money?

Many people purchase life insurance policies to provide for a spouse and children. But what happens if your death arrives while your children are still minors? In that case, the life insurance company cannot pay out benefits until the court appoints a guardian for your minor children. That can be a lengthy process, requiring attorney fees and court costs. Similar problems could arise if your...

Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...

Life Insurance Offers Great Value

Protect Your Legacy With Life Insurance Parents with multiple children understand how important it is to treat their family fairly. Yet being fair can be a challenge when clients own and intend on passing down a family business. It can be difficult to determine what to do with the business when some children may have played a more active role in the business than others....