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Archives: January 2021

COVID-19 Safety For Your Business

Every business must have COVID-19 safety procedures in place in 2021. Helping your employees return to work safely and confidently during the coronavirus (COVID-19) pandemic is no easy task. Employers must ensure social distancing for employees and customers, frequent and adequate employee hand-washing, and that sick employees stay home. Employers must also provide basic workplace hazard education about coronavirus and how to prevent transmission in...

How Many Life Insurance Policies Can I Have?

There is no set limit to how many life insurance policies you can purchase. You can buy multiple policies from different insurance companies, but insurers may start asking questions if your coverage reaches a point that greatly exceeds your income.  Can It Cause Problems to Buy More Than One Life Insurance Policy? You can have more than one life insurance policy, and there is no...

Restaurant Insurance Cost Savings Strategies

If your restaurant is open through COVID-19 it is important that you find ways to reduce operating costs.  Making sure you have the right insurance at the right price is very important. If you are in search of commercial insurance for your restaurant, you may find it difficult to find competitive rates and coverage. We shop your insurance regularly, which enables us to provide the...

What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?

Hospitality insurance is different from other business insurance because the industry faces a wider range of risks. A hotel or motel business owner’s policy (BOP) should cover property and assets, protect against liability, and keep you in compliance with state and federal regulations for employers. Our knowledgeable agent can custom-tailor a hotel and motel hospitality insurance package that meets your business needs. Liability Coverage for...

Driving Tips for Long Trips

Setting out on the open road can be an exciting adventure, but you need to plan in advance to avoid fatigue and the risk of crashing. The following driving tips can help you maximize the fun and minimize the risks of embarking on a long road trip. Get a Vehicle Checkup  Before a trip, make sure your car is in good operating condition. At a...