Term or Whole Life: Which Life Insurance Policy is Best?
Posted: April 22, 2021
Term or Whole Life: Which Life Insurance Policy is Best?Buying life insurance can be confusing. After searching online, you will be inundated with endless email offers and ads on social media. To choose the right type of life insurance, it is worth understanding the basics, so you purchase a policy that best suits you, your family, and your financial situation. Life Insurance: What Type Do You Need? You have two main options in purchasing...
Five Things People Should Know About Insurance
Posted: April 20, 2021
Five Things People Should Know About InsuranceFor many people, insurance can be difficult to understand. Most people know that insurance is needed, but often they do not fully understand what they are buying or if they are properly covered. That is why it is important to have an insurance agent on your side. A good agent will help you determine what your insurance needs are, educate you about your options, and...
Gauging Liability Insurance Needs for Your Business
Posted: April 19, 2021
Gauging Liability Insurance Needs for Your BusinessEvery business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract. Which Type of Business Liability Insurance Do You...
Beginner’s Guide to Personal Umbrella Insurance
Posted: April 16, 2021
Beginner’s Guide to Personal Umbrella InsurancePersonal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...
Homeowner’s Insurance Will Not Cover Theses
Posted: April 12, 2021
Homeowner’s Insurance Will Not Cover ThesesHomeowner’s insurance Your home will be one of the most significant investments you will ever make, both economically and emotionally. Your family will spend countless hours there, among some of your most prized possessions. In the event of any misfortune, let us give you the peace of mind knowing that you are well protected. Here are a few things not covered under a standard home...