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Archives: December 2021

How to Leave a Legacy through Life Insurance

Your legacy – what will it be, and how will you be remembered when you pass? A guaranteed death benefit provides financial support when your loved ones need it most. The policy benefits can be used to buy property, provide for the family, pay for college tuition, trips, or whatever your loved ones choose, but one thing you can count on – the legacy you...

2022 Insurance Planning

It may be imperative to evaluate your personal insurance program now that 2022 is approaching. Before buying insurance, most consumers don't take the time to consider their exposures, options, or present financial situation. It's critical to take stock of your own finances in order to plan for the future. Here are some ideas to get you thinking about your personal insurance. Of course, we always...

7 Mistakes Small Business Owners Make When Filing Claims

As a small business owner, you have consistently paid your insurance premiums. When the time comes to file a claim, it can be a shock to have your claim denied and be forced to pay out of pocket – especially when you believed you were covered. These are the most common mistakes small business owners make: Failed to Understand Covered Perils Insurance policies cover specific...

Why Is Directors and Officers Insurance Important?

Corporate Directors and Officers Insurance (D&O) Protects Corporate Directors and Officers from Personal Liability The majority of business insurance policies are meant to protect a company's assets and earnings. The goal of Directors and Executives Insurance, often known as D&O Insurance, is to protect and defend the personal assets and income of boards of directors, employees and corporate officers. A startup company does not require...

6 Tips to Prepare for Power Outages

We rely on electricity to stay warm, keep our homes illuminated, cook, heat or pump water, and to keep us entertained on our TVs and other devices. A power outage can be a short-term annoyance or last for days. It is worthwhile, with weather systems changing, to have a plan in place, so your family stays safe in a lengthy power outage. Keep a Supply...