Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

May 18th, 2018 by Partners Risk Services

Some Items That Should Be Insured Under A Homeowner’s Insurance Policy

No one ever wants to have a loss. Managing a homeowner’s claim can create some stress in your life. But we are here to take as much pressure off your shoulders as possible. A standard homeowner’s policy does not cover everything that might happen, but it does cover many kinds of perils. There are a number of items that you might want to make sure... Read Article

Personal Insurance Products You Need in the Summer

Summer means there is more daylight hours for activity for you and your family.  With the kids home from school and vacations planned, it is important to understand the various risks involved.  With increased car travel in the summer, injuries from auto accidents almost triple, according to the National Safety Council. Let us look at some of the top causes of accidents during the spring... Read Article

How Property Insurance Helps Your Business

A Business Insurance Update Every business owns business property, and you may also own the building in which you run your operations. Property insurance protects the physical assets your nonprofit owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a property insurance coverage to respond to the many risks associated with property ownership. Property policies offer many... Read Article

The Benefits of a Workers’ Compensation Experience Modifier Review

Your Experience Mod Is Your Work Comp Identity It is a fact that many employers overpay for their workers’ compensation premiums.  One of the reasons is that their experience modifier is not accurate. The experience modifier is a numeric representation of your company’s loss history compared to the average for your industry. If your loss history is average, your modifier should be 1.00. The experience... Read Article

Five Keys to Improving Your Personal Insurance

A Personal Insurance Update We work to ensure that your personal insurance provides the protection you deserve and need.  We understand you may need different coverage like a personal umbrella, RV insurance, valuable articles coverage, earthquake, or flood coverage. Over the years, we have found that homeowners who adhere to the following strategies have a better chance of obtaining the best possible combination of coverage,... Read Article