Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Why Products Liability Insurance Is Important To Manufactures
Posted: May 9, 2023
Why Products Liability Insurance Is Important To ManufacturesIn today's consumer-driven world, manufacturers are responsible for producing products that are safe for their intended use. Unfortunately, not all products meet this standard, and some can cause harm to consumers. This is where products liability law comes in. Products liability is a legal theory that holds manufacturers, distributors, and sellers of products responsible for any harm that their product causes to a consumer. This...
How Will My Credit History Impact My Life Insurance Rate?
Posted: May 7, 2023
How Will My Credit History Impact My Life Insurance Rate?Your credit score carries a lot of weight in many life activities, including renting or purchasing a home, being approved for a credit card or personal loan, and will affect the interest rate you are offered when buying or leasing a car or other item. While your credit rating does not have a direct impact on your life insurance rate, the data on your credit...
Here’s What First Time Homebuyers Should Know
Posted: May 2, 2023
Here’s What First Time Homebuyers Should KnowIf you are a first-time homebuyer, you are about to face a set of unfamiliar challenges. Homeowners insurance is a critical step in the process of buying a home. This insurance protects one of the biggest purchases in a lifetime. With homeowners insurance, you can protect not only the equity, but also the potential growing value of your property over time. It is worth taking...
Security Breaches Top Concern For Many Business Owners
Posted: April 25, 2023
Security Breaches Top Concern For Many Business OwnersOver the last several years, cyber liability coverage has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have if they don't already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great cyber liability exposure they face. Recent state laws require companies that have experienced a cyber liability breach to...
Am I Eligible for Life Insurance if I Have a Chronic Illness?
Posted: April 22, 2023
Am I Eligible for Life Insurance if I Have a Chronic Illness?If you live with a chronic illness and are considering the prospect of purchasing life insurance, you may be wondering if your condition will get in the way of your eligibility. However, many people with chronic health conditions are still able to qualify for average life insurance rates. Of course, every person’s situation is different, and your rates will also reflect the specific type of...