Small Businesses Have Insurance Problems

According to the latest surveys by major insurers, small to medium sized Georgia businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a captive agent who can’t provide the coverage, thinking their commercial coverage provides the coverage, and finally believing they don’t have the risk.... Read Article

Flood Insurance

Many homeowners decide to go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. We agree that the probability is low, nonetheless, it does exist. Now is the time to consider Louisiana flood... Read Article

Remember, Criminals Are Also Looking For Deals This Holiday

  The Most Common Holiday Theft Losses We are in the middle of the holiday season.  While you are out shopping for that perfect gift, criminals are also out looking for ways to enhance their holiday take. While your personal insurance will most likely cover losses from theft, we thought it might be good to identify the most common holiday theft losses. Now might be... Read Article

#MeToo And Employment Liability

  A Business Insurance Update When people work together, there is going to be both appropriate and inappropriate behaviors. The #MeToo movement has impacted Hollywood, Fox News, The NFL, and many other high profile companies. This has opened up an overdue discussion on sexual harassment and discrimination in the workplace. The Basis of Harassment Claims Title VII of the Civil Rights Act of 1964 is... Read Article

Holiday Online Shopping

Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list.  Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales.  This year, consumer experts predict an even bigger day.  However, this online activity... Read Article