Category: Blog

Employment Practices Liability Insurance

The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, we provide this coverage as an endorsement to our Business owners Policy (BOP). EPLI provides protection against many kinds of employee lawsuits, including claims of: Sexual harassment...

Is Damage to My Business Covered for Loss Resulting From a Riot?

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced to close your business by civil authority but had no...

The Best Ways To Insure Your Recreational Toys

Do you need insurance for your boat, RV, motorcycle, or ATV? Regardless of whether you are relaxing on your boat at the lake, traveling through the Rocky Mountains, camping with friends and family, or enjoying the open road on the bike of your dreams; you need to take the proper steps to protect what you have worked so hard to enjoy. All these activities need...

Is Your Personal Insurance Impacted by COVID-19?

We hope you are safe and healthy. We are living in different times and having the right kind of insurance is more important than ever. As our country continues to manage through the COVID-19 crises, we thought it might be useful to take some time to remind you of the importance of your personal insurance during this time.  The coronavirus pandemic won’t affect your auto...

Employment Liability Insurance

  Employment risks are some of the most serious faced by employers. These risks can include sexual harassment and discrimination. Employment litigation can destroy a firm large or small. Employment Practices Liability Insurance otherwise known as EPLI is insurance that helps protect you against claims from your employees that result from the general conduct of your business Employment Liability Facts Small firms are three times...