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Category: Blog

How to Keep Your Home Safe While on Vacation

Summer 2016 Vacation Safety Your family is on vacation having a great time, when you get a call from the police department telling you your home has been burglarized, and your identity may have been compromised. Chances are your homeowner’s insurance will cover you, but a little prevention might have prevented the loss.  There are things that you can do to deter or prevent a...

Don’t Let Your Business Go Up In Smoke

Business Insurance Update Most every business in owns business property, which may include the building in which you run your operations.  Property insurance protects the physical assets your business owns – such as computers, office equipment, buildings, furniture, fixtures, and other property.  Every business should have a comprehensive property insurance portfolio to respond to the many risks associated with property ownership. We hope to help...

Summer Can Be Risky Business for your Family

Personal Insurance Update With the summer months approaching, now would be a great time to review your homeowner’s and personal insurance program.  There is a large spike in auto accidents during June through August.  We offer a free review to assess your insurance needs, and we can recommend needed personal insurance coverage like a personal umbrella, cyber liability, and flood insurance.  Summer Risks Are Very...

Does My Privately Held Business Need Directors and Officers Liability Insurance?

Directors and Officers (D&O) Insurance is an effective solution for the risks facing private organizations.  Our products and services are designed to fit the needs of your business. Our insurance policy protects directors, officers, employees, volunteers, committee members, trustees, and the organization itself. Why Do We Need Directors and Officers Liability Insurance? Over 50% of privately held firms have had D&O related claims 20% have...

How Will the New Minimum Wage Impact Workers’ Compensation

Many states and cities are enacting new minimum wage laws, and all will feel the impact.  Not only will the cost of goods go up, but also every business will see an increase in workers’ compensation costs.  Those business with a high minimum wage work force will see an even higher premium increase. In California for example, the wage increase affects 43% of the state’s...