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Category: Blog

Ten Things Burglars Don’t Want you to Know

Protect Your Home This Holiday The majority of home burglaries do not involve violence or the use of a weapon. The average dollar loss from a burglary in the United States is just over $2,000, and there are over 2 million burglaries in the US every year. Many people travel during the holiday season and we wanted to provide a few tips to make sure...

The Importance of Replacement Cost Coverage

What Is Replacement Cost Coverage? Replacement cost coverage essentially means that the insurance company will replace the damaged or destroyed property with new property up to the policy limit, as long as it is with “like kind and quality”.  This may seem simple, but it's not quite that simple in every case. If the value is not accurate, your loss may not be fully covered....

Having A Home Security System Helps Lower Homeowners Premiums

Homeowner’s Premiums Prior to finding you the best quote for home insurance, we always ask about smoke detectors and security systems in your home. Many insurance companies offer discounts for those homeowners who have security systems. Our mission is to be Partners with our clients. We want to be their trusted Risk Management and Insurance Consultant; not just a better vendor. Here are few of the...

Does Your Homeowners Insurance Cover This?

Homeowners Insurance Homeowners insurance plays an important role in society. It protects your most important financial asset, your home. When most people think of damage to their home, they tend to think of fire or theft. Well, there are many other kinds of accidents that can cause damage to your home that are covered under most homeowner’s insurance policies. Remember each homeowner’s insurance policy is...

When Is A Good Time To Increase Deductibles On My Auto Insurance?

We are all looking for ways to save money.  Partners Risk Services works hard to offer the best combination of pricing and coverage to all our clients. We recommend that you review your Georgia auto insurance program annually to make sure your insurance is meeting your changing needs.  Considering changes in deductibles should be part of this process. Increasing deductibles can reduce your premiums and...