When To Call Your Agent?
Posted: July 16, 2022
When To Call Your Agent?If you are shopping for personal insurance, including homeowner’s insurance, auto insurance, RV, boat, or motorcycle insurance, the process can be much easier than you think. Working with an independent agent will save you both time, and money on your personal insurance. But once you have insurance, don’t stop calling us. There are a number of reasons to stay connected with us. The more we...
5 Medical Malpractice Insurance Myths
Posted: June 19, 2022
5 Medical Malpractice Insurance MythsIf you are practicing medicine, malpractice insurance is a must. Myths and misunderstandings surrounding professional liability insurance for doctors make the subject more complicated than it is. Here are some common medical malpractice insurance myths, followed by the facts: You Cannot Be Sued for More Than Your Policy Limits This statement is false. You are the one being sued for malpractice. If a jury awards...
Keys To Training New Employees
Posted: June 9, 2022
Keys To Training New EmployeesIn theory, you recruit certain employees for their qualifications and expertise and others for their labor and ability to learn as a small business owner. But there's no denying that both types of employees will involve some training, and both will benefit from clear objectives and direction. What might be covered It is your right as an employer to set expectations. When it comes to...
Is Your Small Business Recession Proof?
Posted: June 4, 2022
Is Your Small Business Recession Proof?The time to recession-proof your business is before the economy starts to downturn. Later may be too late to turn the ship around. Careful planning and taking specific steps now can help you prepare your small business for future downturns and marketplace changes. Get a Handle on Your Cash Flow Many businesses fail because of problems with cash flow. It is important to know your...
Replacement Cost Coverage
Posted: May 23, 2022
Replacement Cost CoverageMost homeowners and businesses buy insurance to cover the repair/replacement of loss of damaged property. Generally speaking, insurance companies do a good job of managing claims and helping the owners get their property back to a pre-loss condition. One important part of the insurance process is to understand the difference between Replacement Cost (RC) and Actual Cash Value (ACV) coverage. Let’s start with definitions of...