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Category: Contractors Insurance 2

How to Hire Part Time Seasonal Workers

Business Insurance update  This is the time of year when your business will be hiring part time workers to help you manage the holiday season. For the most part, you will not need to modify your business insurance, but if you add new classifications or payroll, it may affect your workers’ compensation insurance.  Now might be a good time to have us complete a review...

Contractor Scams After A Disaster

  Never Sign Away Your Rights As a homeowner, you carry homeowner's insurance to protect yourself in case of damage to your home. A devastating storm can leave flooding waters, property damage, and personal injuries in its wake. Perhaps one of the least expected dangers that follow a storm is fraudulent contractors. After recent storms and major disasters, a few unscrupulous contractors use a trick...

Why Your Business Needs Insurance

Business Insurance Update Your business not only creates income for you, it may provide employment for other people.  Small and medium businesses are subject to the same risks as major corporations. You buy business insurance to help protect your business for claims and litigation that may come from a variety of sources. Remember, your business insurance can be designed to protect you from unforeseen accidents...

Employment Practices Liability Insurance

The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, we provide this coverage as an endorsement to our Business owners Policy (BOP). EPLI provides protection against many kinds of employee lawsuits, including claims of: Sexual harassment...

Is Damage to My Business Covered for Loss Resulting From a Riot?

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced to close your business by civil authority but had no...