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Category: Contractors Insurance 2

How Workers’ Compensation Is Designed To Work

Workers’ Compensation Insurance Workplace accidents occur every day in. Even if your business has an excellent safety program, people get injured.  Many times people who are injured at work need time to recover. Thankfully, there is workers’ compensation insurance to cover the medical and time loss costs. If an employee is injured on the job, employers are legally liable to the employee. Workers’ compensation will...

Are You In The Market For Employment Practice Liability Coverage?

A Business and Risk Update The Equal Employment Opportunity Commission (EEOC) just released the latest numbers relating to employment claims, and they remind us of the need for employment practices liability insurance. Retaliation was the most frequently filed charge with the EEOC in 2018, followed by race and disability. Sexual harassment charges with the EEOC increased by 13.6%, based on preliminary 2018 results. Monetary awards...

Commercial Insurance

Commercial Insurance 101 If you own or manage a business, you know how important it is to keep your operation running smoothly. There is nothing worse than an interruption in your business that may cause you to under deliver products or services to your customers. One very important parts of running a company, is ensuring that you have proper business or commercial insurance coverage. What...

COVID-19 Safety For Your Business

Every business must have COVID-19 safety procedures in place in 2021. Helping your employees return to work safely and confidently during the coronavirus (COVID-19) pandemic is no easy task. Employers must ensure social distancing for employees and customers, frequent and adequate employee hand-washing, and that sick employees stay home. Employers must also provide basic workplace hazard education about coronavirus and how to prevent transmission in...

How to Hire Part Time Seasonal Workers

Business Insurance update  This is the time of year when your business will be hiring part time workers to help you manage the holiday season. For the most part, you will not need to modify your business insurance, but if you add new classifications or payroll, it may affect your workers’ compensation insurance.  Now might be a good time to have us complete a review...