Is Damage to My Business Covered for Loss Resulting From a Riot?
Posted: June 12, 2020
Is Damage to My Business Covered for Loss Resulting From a Riot?The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril. This would include fire, theft, and vandalism. If you were forced to close your business by civil authority but had no...
When Fake News Is not Fake
Posted: February 21, 2020
When Fake News Is not FakeWe offer only proven insurance solutions We have all read fake news stories. We especially liked the one about the 200-pound cat that went on a diet! There are also many fake news stories out there about insurance. Some of these news articles claim that it is supposedly easier and better to buy personal insurance online. These articles go so far as to claim...
We Know Insurance
Posted: February 11, 2020
We Know InsuranceWhen you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and...
What Does Builder's Risk Insurance Cover?
Posted: December 18, 2019
What Does Builder's Risk Insurance Cover?Builder's Risk Insurance generally covers the owner, the lending institution, the contractor(s) performing the work, and other related parties. In addition to providing coverage for damage to the building itself, most plans also cover temporary constructs (like scaffolding), materials, and equipment being used (whether it's currently on-site or off-site). The majority of policies are written on an all-perils basis, which means that reimbursements are available...
Don’t Let the Company Holiday Party Turn Into an Employment Claim
Posted: November 22, 2019
Don’t Let the Company Holiday Party Turn Into an Employment ClaimCompany Holiday Parties Increase Risks Your company Holiday party was going great, and everyone was having a wonderful time. Except one of the female employees said that a manager touched her and made un-wanted advances. Now she is filing an employment liability claim. This is a scenario that no one wants to happen. Your business insurance may not cover this lawsuit unless you have...