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Category: Home Insurance

Do Devices Like Amazon’s Echo and Alexa Create Personal Liability?

  A personal Insurance Update More consumers are buying smart devices that tie in their smart phones and other home technology to the internet.  The most current devices allow you to have direct access to the internet from anywhere in your home.  By saying a key phrase, which Amazon calls a “wake word,” the Echo comes to life and begins listening for commands.  By default,...

A New Year… Let’s Get Your Insurance Right

A New Year… Let’s Get Your Insurance Right As we move into a new year, I hope that every insurance agent and insurance buyer thinks about how they view their relationships.  Let us get away from the clever insurance advertisement’s attempts to bring our products and services down to the lowest common denominator, price, and commodity.  Insurance products and services are used to build our...

Are You Shopping Online This Holiday?

Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list. Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales. This year, consumer experts predict an even bigger day. However, this online activity...

Criminals Are Holiday Shopping Too!

  Personal Insurance and Safety Update Halloween is over and that means we are in the middle of the holiday season.  During the next 45 days, we will all be busy shopping, eating out, and traveling.  Thieves know that the police are overloaded during the holiday season, and they take full advantage it.  Burglars know that there are many expensive items in homes and cars...

Do You Need A Scheduled Article Floater?

Do You Need A Scheduled Article Floater? Almost all of your personal property is insured under your homeowner's policy; however, most valuables have sublimit that leave might you severely underinsured. We are talking about; jewelry, guns, cameras, silverware, chins, sporting equipment, art, coin collections, wine, and other expensive items. The best way to protect your valuables is through a scheduled articles floater. A scheduled articles...