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Category: Risk Safety

How To Stop Porch Pirates?

  The holiday season is filled with fun, parties, food, gifts, overeating, and, unfortunately, some risk. One of the fasted growing risks for many people is stolen packages by porch pirates. More than 25 million Americans have their packages stolen right from their doorsteps by porch pirates each year, don't be one of them. Your homeowners or renter’s insurance generally may not cover this loss...

Commercial Insurance Keeps Your Business Running

Small businesses account for 89 percent of all companies. A small business is one that employs fewer than 75 people. In reality, most small businesses have seven or fewer employees. When you own a small business, it doesn't take much to derail it and force you to close your doors. Having the right commercial insurance can provide you with the protection you require to survive.  Trying to keep...

Does Your Business Need Interruption Insurance?

There is no doubt that commercial insurance has many complex terms and coverage that  cause some to ask, “Why would I ever need that kind of insurance?”  One term that is not immediately obvious as to its meaning is “Business Interruption coverage”.   and the benefits of having it as part of your commercial insurance package. Business Interruption Defined Business interruption insurance is intended to compensate...

Workers' Compensation Cost Reduction Tip

It is true that no company will be completely free of Workers’ Compensation claims. Accidents do happen, and that is why you have Workers’ Compensation Insurance. The goal should be to develop a pattern of reduced claim numbers and claims costs from year to year. One effective way to manage these costs is to change the way you hire. We have noticed that when companies...

July 4th Safety Tips

We are approaching our nation's birthday, July 4th, and we hope everyone has a great day of celebration with friends and family. In 2021 over 5,800 people went to the emergency room as a result of fireworks-related injuries. There were an estimated 13,750 reported fires started by fireworks. These fires resulted in an estimated eight reported deaths, and $40 million in direct property damage. This...