Category: Risk Safety

Commercial Property Insurance

Most every business owns business property, and may also own the building in which you run your operations. Property insurance protects the physical assets your nonprofit owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a comprehensive property insurance portfolio to respond to the many risks associated with property ownership. Property policies offer many unique kinds of... Read Article

We Know Restaurant Insurance

Restaurant Facts According to the National Restaurant Association, in 2014, restaurants employed over 14 million people and achieved over $600 billion dollars in sales.  Restaurants accounted for about 45% of the total dollars spent on food, and 45% of adults said restaurants are part of their daily life. This is good news for the restaurant industry because it means that there are a lot of... Read Article

Can You Live Without Disaster Insurance?

  Human caused disasters and natural disasters occur in every state. California has earthquakes and wild fires, Colorado has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and tornados. Insurance And Disasters It is safe to say that most business and homeowner’s insurance policies do not cover the risks associated with disasters.... Read Article

Flood Insurance, Do You Really Need It?

Many homeowners decide to go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. We agree that the probability is low, nonetheless, it does exist. Now is the time to consider Louisiana flood... Read Article

How To Celebrate July Fourth Safely

Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts: In 2018 over 9,800 people went to the emergency room as a result of fireworks related injuries.... Read Article