July 4th Safety Tips
Posted: July 2, 2018
July 4th Safety TipsWe are approaching our nation’s birthday, July 4th, and we hope everyone has a great day of celebration with friends and family. Homeowner’s Insurance If you over-celebrate and do have a loss or damage, please call our office. It is very likely that the claim would be covered under your homeowner’s insurance policy. General 4th of July safety Be a safe swimmer. Water sports and...
Is Your Business Hiring This Summer?
Posted: June 27, 2018
Is Your Business Hiring This Summer?Many businesses today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. We wanted to highlight some of the business risks associated with having interns. Before you bring that person on board, make sure your...
Civil Disobedience Is Newer Civil
Posted: May 29, 2018
Civil Disobedience Is Newer CivilA Risk Management Update There seems to be a growing number of protects and civil disobedience these days. For whatever the reason for the protests, it does create a risk for your business. Your business insurance is designed to protect your business from unknown claims or accidents. Our job is to be your business insurance resource and to provide you with the best combination of...
Some Items That Should Be Insured Under A Homeowner’s Insurance Policy
Posted: May 15, 2018
Some Items That Should Be Insured Under A Homeowner’s Insurance PolicyNo one ever wants to have a loss. Managing a homeowner’s claim can create some stress in your life. But we are here to take as much pressure off your shoulders as possible. A standard homeowner’s policy does not cover everything that might happen, but it does cover many kinds of perils. There are a number of items that you might want to make sure...
The Benefits of a Workers’ Compensation Experience Modifier Review
Posted: April 12, 2018
The Benefits of a Workers’ Compensation Experience Modifier ReviewYour Experience Mod Is Your Work Comp Identity It is a fact that many employers overpay for their workers’ compensation premiums. One of the reasons is that their experience modifier is not accurate. The experience modifier is a numeric representation of your company's loss history compared to the average for your industry. If your loss history is average, your modifier should be 1.00. The experience...