The Importance Of Key Person Insurance For Small To Midsize Businesses
Posted: September 25, 2017
The Importance Of Key Person Insurance For Small To Midsize BusinessesKey person insurance is life insurance on a proprietor, partner, or a valued employee who is key to the successful operation of a business. Small and midsize businesses typically have one or a few key persons who are primarily responsible for generating revenue. Examples include the partners in a two-attorney law firm, the sole cosmetologist in a small beauty salon, or the owner-founder chef of...
What Is Trending in Risk Management
Posted: September 19, 2017
Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and upcoming political elections? A broker or agent who cares about your business will be on the forefront of change. Part of providing outstanding customer service is helping clients understand how current and future trends may affect their risk program....
Georgia Contractors Professional Liability Insurance (CPLI)
Posted: August 19, 2017
Trends in the insurance and legal industry are creating new exposures for contractors. Contractors are now being held liable for damages and loss arising out of professional advice. A contractor not adequately protected, can expose their company to financial loss. Yet, less than half of all contractors in need of the coverage are buying it. Why is that? It might be that contractors don’t fully...
Cyber Risk Update
Posted: August 11, 2017
Over the last several years, cyber liability coverage has evolved from just insurance for information technology companies to coverage that nearly every class of business should have if they don't already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great security technology exposure they face. Recent state laws require companies that have experienced a security breach to notify...
Advantages of an Independent Agent
Posted: August 5, 2017
Partners Risk Services is an independent agency. This means we don’t work for any one specific insurance company. We have access to many markets, giving us the ability to shop your account and search the market for the best option for you. With captive insurance agents, like the big national companies, you only get the guidance of one company that sells one brand of insurance....