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Tag: Business Insurance

General Liability Insurance & Why Your Business Needs It

As a business owner, you take every step you can to ensure the safety of your clients and the quality of the products and services you provide. We can't know every type of incident that can occur in the course of doing business, and general liability insurance provides vital protection for when something unexpected happens. Not only will this coverage protect your financial health when...

Undocumented Workers Can Be A Big Issue

Are Undocumented Workers Covered Under Workers’ Compensation? A Business Insurance Update With all the talk these days about illegal immigration, we thought it might be good to answer a common question. That is, are undocumented workers covered under workers’ compensation?  According to the U.S. Department of Labor and Homeland Security, undocumented immigrants make up 3.2 percent of the United States' population.  The Federal Government requires...

How Prepared Are You?

Is Your Business Prepared For A Loss? Your business insurance can respond to many kinds of risks and losses.  Protecting your business from loss can mean the difference between having a great year, and having to close your doors.  According to the Insurance Information Institute, 30% of businesses that have a fire never re-open.  Therefore, it pays to have the right business insurance and to...

Can You Guard Your Business Against A Cyber Attack?

Technological advancements have done a lot to support businesses by making tasks more streamlined and efficient. Online databases save time and ensure convenient access to important information, and financial transactions are easier than ever with digital banking technology. But with these improvements comes a new brand of vulnerabilities. If your business falls victim to a cyber attack, are you prepared to deal with the aftermath?...

We Think Of Insurance as a Promise

Business and personal insurance update Many people look at insurance as a commodity, like buying car or a piece of furniture.  Consequently, they become caught up in searching for the lowest price for the “product of insurance.”  Insurance is less of a commodity, and more of a promise or service. Promise vs. product Insurance is a promise from the insurer to cover your claim or...