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Tag: Commercial Insurance

Why Your Business Needs Insurance

Why Your Business Needs Insurance

Business Insurance Update Your business not only creates income for you, it may provide employment for other people.  Small and medium businesses are subject to the same risks as major corporations. You buy business insurance to help protect your business for claims and litigation that may come from a variety of sources. Remember, your business insurance can be designed to protect you from unforeseen accidents...

Web Meeting Tips

Web Meeting Tips

Many businesses are now holding web meetings as part of their everyday business process.  However, for many, this is a somewhat confusing new kind of activity.  We thought it might be beneficial to provide a few tips from our own experience. Location Use an inside location that has good lighting for your meeting.  Make sure your face is not blocked in some way. Appearance Dress...

Employment Practices Liability Insurance

Employment Practices Liability Insurance

The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, we provide this coverage as an endorsement to our Business owners Policy (BOP). EPLI provides protection against many kinds of employee lawsuits, including claims of: Sexual harassment...

Is Damage to My Business Covered for Loss Resulting From a Riot?

Is Damage to My Business Covered for Loss Resulting From a Riot?

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced to close your business by civil authority but had no...

Employment Liability Insurance

Employment Liability Insurance

  Employment risks are some of the most serious faced by employers. These risks can include sexual harassment and discrimination. Employment litigation can destroy a firm large or small. Employment Practices Liability Insurance otherwise known as EPLI is insurance that helps protect you against claims from your employees that result from the general conduct of your business Employment Liability Facts Small firms are three times...