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Tag: Commercial Insurance

#MeToo And Employment Liability

  A Business Insurance Update When people work together, there is going to be both appropriate and inappropriate behaviors. The #MeToo movement has impacted Hollywood, Fox News, The NFL, and many other high profile companies. This has opened up an overdue discussion on sexual harassment and discrimination in the workplace. The Basis of Harassment Claims Title VII of the Civil Rights Act of 1964 is...

Is Your Business covered For These Risks?

Is Your Business covered For These Risks? Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business.  That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and then design an insurance program to meet your needs. ...

Something Your Business Insurance Might Be Missing

If your business suffered a property loss, are you confident that your building would be restored to its pre-loss condition—including any changes in building codes?  It is a sobering fact that over 30% of businesses that suffer a total loss never resume operations.  If these businesses had purchased the right insurance, they might have been able to continue operation. One of the often-misunderstood kinds of...

Is Your Business Hiring This Summer?

Many businesses today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business.  We wanted to highlight some of the business risks associated with having interns.  Before you bring that person on board, make sure your...

Are Younger Workers More Accident Prone?

The National Council on Compensation Insurance Says Yes In a recent study by the National Council on Compensation Insurance, younger workers (ages 20-35) have more injuries than older ones. Older workers (ages 45-64) experience more high cost injuries, such as injuries to joints like rotator cuffs and knees. Workers aged 20-35 more commonly experienced ankle sprains. The real factor influencing the difference in medical severities...