Civil Disobedience Is Newer Civil
Posted: May 29, 2018
Civil Disobedience Is Newer CivilA Risk Management Update There seems to be a growing number of protects and civil disobedience these days. For whatever the reason for the protests, it does create a risk for your business. Your business insurance is designed to protect your business from unknown claims or accidents. Our job is to be your business insurance resource and to provide you with the best combination of...
How Property Insurance Helps Your Business
Posted: April 19, 2018
How Property Insurance Helps Your BusinessA Business Insurance Update Every business owns business property, and you may also own the building in which you run your operations. Property insurance protects the physical assets your nonprofit owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a property insurance coverage to respond to the many risks associated with property ownership. Property policies offer many...
The Benefits of a Workers’ Compensation Experience Modifier Review
Posted: April 12, 2018
The Benefits of a Workers’ Compensation Experience Modifier ReviewYour Experience Mod Is Your Work Comp Identity It is a fact that many employers overpay for their workers’ compensation premiums. One of the reasons is that their experience modifier is not accurate. The experience modifier is a numeric representation of your company's loss history compared to the average for your industry. If your loss history is average, your modifier should be 1.00. The experience...
Leased or Rented Equipment
Posted: March 22, 2018
Leased or Rented EquipmentLike many organizations, your business may rent or lease equipment from time to time. You may be planning a special event and need a tent to accommodate 250 people as part of a business activity. Or, perhaps you are renting a sound system for a concert, or leasing office equipment such as your copier. These kinds of events create added risk to the organization. It...
Is Your Business Covered For Employment Practices Liability?
Posted: March 12, 2018
Is Your Business Covered For Employment Practices Liability?A Business Insurance Update Today more than ever, employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals including; Title VII of the Civil Rights Act of 1964, Title I and Title V of the Americans with Disability Act of 1990, The Age Discrimination in Employment Act of 1967,...