Why Use an Independent Agent?

It is hard to get away from all the advertisements stating that online insurance buying is the best way to get the personal insurance coverage you need.  Technology has given some insurers the ability to automate the process to the point where you, the buyer, take all the risk in determining your coverage.  The problem with this is that you are not fully able to... Read Article

Cyber Liability Insurance Can Help Your Business Recover

Almost every business has a cyber liability exposure, and most businesses are securing some form of coverage to protect them from these types of threats.  A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year.  Did you know that an average business has a greater chance of having a cyber breach than it does... Read Article

Don’t Let the Company Holiday Party Turn Into an Employment Claim

Company Holiday Parties Increase Risks Your company Holiday party was going great, and everyone was having a wonderful time.  Except one of the female employees said that a manager touched her and made un-wanted advances.  Now she is filing an employment liability claim.  This is a scenario that no one wants to happen. Your business insurance many not cover this lawsuit unless you have employment... Read Article

What Is Trending in Risk Management

Are you concerned about the future?  Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and upcoming political elections?  A broker or agent who cares about your business will be on the forefront of change.  Part of providing outstanding customer service is helping clients understand how current and future trends may affect their risk program.... Read Article

Advantages of an Independent Agent

Partners Risk Services is an independent agency. This means we don’t work for any one specific insurance company. We have access to many markets, giving us the ability to shop your account and search the market for the best option for you. With captive insurance agents, like the big national companies, you only get the guidance of one company that sells one brand of insurance.... Read Article