Do Business Owners Need Workers Compensation Coverage?
Posted: February 12, 2018
Workers’ Compensation Insurance Almost every business needs, and is required to have, workers’ compensation (WC) insurance. Most states (with a few important exceptions) essentially require employers to purchase a workers’ compensation insurance policy to handle their statutory obligations to workers who are injured or made ill due to a workplace exposure. We often have this question come up; should the company owners be included under...
We Know Commercial Insurance
Posted: January 25, 2018
A Business Insurance Update We live in a changing world, and your business insurance needs to be changing as well. In order to keep your commercial insurance up to date you need to have the ability to change and update your insurance program on a regular basis. The industry has developed a number of innovative insurance products that your business may just need. Business Interruption...
How To Prevent Your Business From Burning
Posted: January 12, 2018
Having the right kind of business insurance is very important to every business, because you rely on business insurance to protect your assets in the event of a fire, theft or other loss. In 2016, there were over 374,000 commercial fires which caused 2,300 deaths and over 7,400,000,000 of damage. (FEMA Report) Here are some actions you can take that may reduce the severity of...
Why Use an Independent Agent?
Posted: December 21, 2017
Why Use an Independent Agent?It is hard to get away from all the advertisements stating that online insurance buying is the best way to get the personal insurance coverage you need. Technology has given some insurers the ability to automate the process to the point where you, the buyer, take all the risk in determining your coverage. The problem with this is that you are not fully able to...
Georgia Contractors Professional Liability Insurance (CPLI)
Posted: August 19, 2017
Trends in the insurance and legal industry are creating new exposures for contractors. Contractors are now being held liable for damages and loss arising out of professional advice. A contractor not adequately protected, can expose their company to financial loss. Yet, less than half of all contractors in need of the coverage are buying it. Why is that? It might be that contractors don’t fully...