Is Flood Insurance Really Needed?
Posted: February 16, 2023
Is Flood Insurance Really Needed?Many homeowners decide to go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. We agree that the probability is low, nonetheless, it does exist. Now is the time to consider Louisiana flood...
Commonly Overlooked Types of Business Insurance
Posted: May 4, 2021
Commonly Overlooked Types of Business InsuranceYou already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...
Flood Insurance, Do You Really Need It?
Posted: February 11, 2021
Flood Insurance, Do You Really Need It?Many homeowners decide to go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. We agree that the probability is low, nonetheless, it does exist. Now is the time to consider Louisiana flood...
Get Your Home Winterized
Posted: February 8, 2021
Get Your Home WinterizedThe rain, snow, and cold weather have arrived. It time to shop for new winter clothes, time to consider how to protect your home from the winter conditions that are fast approaching. With temperatures falling and meteorologists predicting a colder than normal winter, the easiest and most cost-efficient way to keep your home’s heat inside, while keeping your heating bill respectable, is to add fresh...
Why Do I Need Separate Flood/Earthquake Insurance?
Posted: August 20, 2019
Why Do I Need Separate Flood/Earthquake Insurance?A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual...