How Does My Credit Score Affect My Insurance Rates?
Posted: March 2, 2025
March is National Credit Education Month—and many of us could use some help. When we think about credit scores, most of us are aware that our credit scores can affect loan approvals, car financing, credit card limits, or whether you are at the top of the list of tenants a landlord will consider. Another area where credit score plays a critical role is in determining...
Preventing Package Theft
Posted: December 16, 2024
If you do a lot of online shopping during the holiday or year-round, be aware of the growing threat of package theft. Package thieves, also known as “porch pirates,” have become so brazen that some will even tail delivery drivers to swoop up packages the minute they are gone. In a recent year, over 260 million packages were stolen across the U.S., costing consumers millions...
Your Back-to-School Insurance Checklist
Posted: August 1, 2024
Returning to school is an exciting time, promising new lessons, growth, and fresh experiences. By keeping your insurance coverage current, you are taking steps to safeguard your loved ones, your property, and your financial well-being. Add the following insurance products to your back-to-school checklist to prepare for a new school year. 1. Health Insurance Your child’s health is paramount; they may be exposed to...
Reasons You Need Renters Insurance
Posted: October 26, 2023
Renters insurance is an important financial protection for individuals who are renting a home or apartment. Here are four key reasons why you need renters insurance. Personal Property Coverage Protection for Belongings: Renters insurance provides coverage for your personal belongings, such as furniture, electronics, clothing, and jewelry. In the event of perils like fire, theft, vandalism, or certain natural disasters, your insurance policy can...
Home Insurance for Rental Properties: What You Need to Know
Posted: August 1, 2023
Many people who own homes today rent them out to others. If you are renting out your home, whether on a short-term or a long-term basis, it is essential to understand that your homeowners insurance may not cover losses incurred while the property is being rented. The following is information about insurance coverage for renting out a residence in different scenarios. Short-Term Rentals of a...
