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Tag: Restaurant

We Can Help Your Business Survive an Interruption

A Business Insurance Update Have you considered the cost to you if your business had to shut down for a week, month, or even longer?  We have, and we can offer a few tips to help your business continue even in the midst of a shut down. A business can be shut down for a number of reasons. Your business or commercial insurance policy will...

How To Prepare For An OSHSA Audit

OSHA audits are not something you usually plan for. Often, an OSHA inspector simply shows up at your firm to conduct an inspection. There are a number of things you can do to reduce your stress and to ensure your audit goes smoothly. It is always best to think about how your facility would respond to OSHA knocking at the door before it happens. Remember...

“My Business Does Not Need Business Insurance” – Think Again After You Read This

If you own or operate a business, commercial insurance needs to be part of your business plan.  If not properly insured, your business most likely will not withstand the effects of a common loss.  Business insurance, or commercial insurance, is designed to protect your business from accidents and loss. Key Business Coverage for Your Business Needs Business Interruption Insurance covers the loss of income that...

How to Properly Insure Summer Interns

Many businesses are getting ready to hire summer interns. These internships can be rewarding for the college student as well as provide some help to the business.  Offering paid or non-paid internships can create risk for your business.  If the interns are receiving wages, they will be considered employees of the company, and eligible for workers’ compensation insurance coverage under your current policy.  If the...

Undocumented Workers Can Be A Big Issue

Are Undocumented Workers Covered Under Workers’ Compensation? A Business Insurance Update With all the talk these days about illegal immigration, we thought it might be good to answer a common question. That is, are undocumented workers covered under workers’ compensation?  According to the U.S. Department of Labor and Homeland Security, undocumented immigrants make up 3.2 percent of the United States' population.  The Federal Government requires...