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Tag: Risk Management

Advantages of an Independent Agent

Partners Risk Services is an independent agency. This means we don’t work for any one specific insurance company. We have access to many markets, giving us the ability to shop your account and search the market for the best option for you. With captive insurance agents, like the big national companies, you only get the guidance of one company that sells one brand of insurance....

“My Business Does Not Need Business Insurance” – Think Again After You Read This

If you own or operate a business, commercial insurance needs to be part of your business plan.  If not properly insured, your business most likely will not withstand the effects of a common loss.  Business insurance, or commercial insurance, is designed to protect your business from accidents and loss. Key Business Coverage for Your Business Needs Business Interruption Insurance covers the loss of income that...

How to Properly Insure Summer Interns

Many businesses are getting ready to hire summer interns. These internships can be rewarding for the college student as well as provide some help to the business.  Offering paid or non-paid internships can create risk for your business.  If the interns are receiving wages, they will be considered employees of the company, and eligible for workers’ compensation insurance coverage under your current policy.  If the...

How Prepared Are You?

Is Your Business Prepared For A Loss? Your business insurance can respond to many kinds of risks and losses.  Protecting your business from loss can mean the difference between having a great year, and having to close your doors.  According to the Insurance Information Institute, 30% of businesses that have a fire never re-open.  Therefore, it pays to have the right business insurance and to...

What to Do After the Storm?

The past few days have been tough for many people in Georgia and the east coast and other east coast states. We thought this might be a good time to point out a few things homeowners need to do to take certain precautions after the storm has passed. Damage to your home can have a dramatic emotional impact, having a plan, and being aware of...