Is Your Business Hiring This Summer?

Many businesses today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business.  We wanted to highlight some of the business risks associated with having interns.  Before you bring that person on board, make sure your... Read Article

Are Younger Workers More Accident Prone?

The National Council on Compensation Insurance Says Yes In a recent study by the National Council on Compensation Insurance, younger workers (ages 20-35) have more injuries than older ones. Older workers (ages 45-64) experience more high cost injuries, such as injuries to joints like rotator cuffs and knees. Workers aged 20-35 more commonly experienced ankle sprains. The real factor influencing the difference in medical severities... Read Article

The Benefits of a Workers’ Compensation Experience Modifier Review

Your Experience Mod Is Your Work Comp Identity It is a fact that many employers overpay for their workers’ compensation premiums.  One of the reasons is that their experience modifier is not accurate. The experience modifier is a numeric representation of your company’s loss history compared to the average for your industry. If your loss history is average, your modifier should be 1.00. The experience... Read Article

Is Your Business Covered For Employment Practices Liability?

A Business Insurance Update Today more than ever, employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals including; Title VII of the Civil Rights Act of 1964, Title I and Title V of the Americans with Disability Act of 1990, The Age Discrimination in Employment Act of 1967,... Read Article

Does Your Business Have The Right Coverage?

Types of Insurance a Small Business Owner Should Have There is no question, owning a business comes with a set of unique risks.  The types and kinds of business threats are changing rapidly, and for your business to survive and grow you need to know how to manage your risk. A well designed commercial insurance program can protect your company from financial loss and even... Read Article