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Your Local Johns Creek Independent Insurance Agency

Partners Risk Services specializes in auto insurance, home insurance, business insurance, risk management consulting, life insurance, and employee benefits.

Partners with our clients

Our mission is to be Partners with our clients. We want to be their trusted Risk Management and Insurance Consultant; not just a better vendor.

Partners with our employees

We want to recruit and retain the most highly skilled group of business Partners in our industry. Every employee is a stakeholder in the success of our firm. We will honor exceptional performance and reward those who earn it.

Partners with our service providers

We will be discerning and align with the best Service Partners in their respective industry. We will strive to continually develop mutually beneficial and long-term relationships between our clients, providers, and firm.

Partners with the communities we serve

We will encourage all of our Partners to practice servitude, leadership, and give of their time and financial resources to the communities we serve.
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Find Out How Much You Can Save Today

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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Replacement Cost Coverage

Posted: May 23, 2022

Most homeowners and businesses buy insurance to cover the repair/replacement of loss of damaged property. Generally speaking, insurance companies do a good job of managing claims and helping the owners get their property back to a pre-loss condition. One important part of the insurance process is to understand the difference between Replacement Cost (RC) and Actual Cash Value (ACV) coverage.  Let’s start with definitions of...

Annuities: Pros vs. Cons

Posted: May 22, 2022

An annuity is an insurance product used to plan for retirement. The beauty of an annuity is that they pay out a steady stream of income when you retire, which can be used to supplement your other retirement accounts, or on its own. Annuities have pros and cons: Pros An annuity can provide you with the income you need to enjoy life during your golden...

Common Types of Surety Bonds & How They Work

Posted: May 19, 2022

A surety bond is a contract that ensures specific obligations are met. These bonds are often required for contractors working on government contracts. They are performance-based. A surety bond is a guarantee between three parties. The parties in a surety bond are: The Principal: The individual who is required to have a surety bond. The Obligee: The individual requesting the bond. The Surety Company: The...

Restaurant Insurance From Partners Risk Services

Posted: May 18, 2022

The single most important insurance coverage your restaurant or bar needs is Liquor Liability. Liquor Liability will defend you against charges, losses, and claims resulting from your negligence arising out of serving or selling alcohol. If your operation were found liable you could lose hundreds of thousands of dollars. If you serve a customer alcohol and they are involved in an accident, the injured party...