Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Agritourism Risk & Reward

Agritourism is any activity that allows members of the general public on your farm property for recreational, entertainment or educational purposes. Agritourism activities include everything from a bed and breakfast, a corn maze, an educational field trip, a store or wine tasting, to “pick your own” and roadside farm stands. It is important to understand your increased liability, by having visitors on your property. Here... Read Article

Cyber Liability Losses Are Increasing

  How to Use Cyber Insurance to Your Benefit According to IT Business Edge, 50% of businesses listed cyber security as one of their top five    business risks. Cyber liability is the risk posed by conducting business over the Internet, over other networks, or using electronic storage technology. It covers third party losses from hackers, theft, and loss of information including sensitive client or individual... Read Article

Are Rideshare Drivers Covered By Their Auto Insurance?

If you drive your personally owned auto for Uber, Lyft, or even a pizza delivery company, your personal auto insurance will not provide the coverage you need, should you be involved in an accident.  Uber and Lyft are "rideshare" services that compete with taxis and more traditional car transport services. These companies do not own or operate their cars and do not hire their drivers... Read Article

Small Businesses Have Insurance Problems

According to the latest surveys by major insurers, small to medium sized Georgia businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a captive agent who can’t provide the coverage, thinking their commercial coverage provides the coverage, and finally believing they don’t have the risk.... Read Article

  How To Add Value To Your Next Business Insurance Renewal Your business insurance is an important part of your overall risk management program. It is essential to have the best possible insurance coverage, competitive pricing, and the right insurer. We have found a number of factors that are important when renewing your business insurance program. Your business insurance program should generally include commercial property,... Read Article