Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

February 14th, 2018 by Partners Risk Services

Do Business Owners Need Workers Compensation Coverage?

Workers’ Compensation Insurance Almost every business needs, and is required to have, workers’ compensation (WC) insurance. Most states (with a few important exceptions) essentially require employers to purchase a workers’ compensation insurance policy to handle their statutory obligations to workers who are injured or made ill due to a workplace exposure. We often have this question come up; should the company owners be included under... Read Article

We Know Commercial Insurance

A Business Insurance Update We live in a changing world, and your business insurance needs to be changing as well. In order to keep your commercial insurance up to date you need to have the ability to change and update your insurance program on a regular basis.  The industry has developed a number of innovative insurance products that your business may just need. Business Interruption... Read Article

How To Prevent Your Business From Burning

Having the right kind of business insurance is very important to every business, because you rely on business insurance to protect your assets in the event of a fire, theft or other loss. In 2016, there were over 374,000 commercial fires which caused 2,300 deaths and over 7,400,000,000 of damage. (FEMA Report) Here are some actions you can take that may reduce the severity of... Read Article

What Costs Less Than You Imagine and Provides Peace of Mind? Life Insurance.

Life Insurance It is safe to say everyone needs life insurance. While you can’t take it with you, you can leave financial obligation behind. Life insurance offers the best method of protecting your loved ones if you are gone. The good news is that life insurance rates are low and there are many different kinds of products from which to select.  One question we often... Read Article

Why Use an Independent Agent?

It is hard to get away from all the advertisements stating that online insurance buying is the best way to get the personal insurance coverage you need.  Technology has given some insurers the ability to automate the process to the point where you, the buyer, take all the risk in determining your coverage.  The problem with this is that you are not fully able to... Read Article