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Category: Auto Insurance

Multi-Policy Discounts Can Save On Auto and Home Insurance

  What are multi-policy discounts? Everyone who owns an automobile and home has the opportunity to save money. Insurance companies will offer you discounts if you place your home and auto insurance with them, because insurance companies want your business.  These discounts may also apply to your motorcycle, boat, RV and even your personal umbrella policy. Multi-policy advantages There are advantages to have all your...

Commercial Auto Insurance

  Commercial auto insurance can cover various vehicle types (trucks, cars), drivers, and motorized equipment. It covers bodily injury liability and property damage when driving a work car, as well as medical payments or Personal Injury Protection (PIP) for the policyholder's driver and passengers. Auto Liability (hired/non-owned) Do your staff drive their own automobiles, or do you rent them? This coverage protects your business against...

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance...

We Think Of Insurance as a Promise

Business and personal insurance update Many people look at insurance as a commodity, like buying car or a piece of furniture.  Consequently, they become caught up in searching for the lowest price for the “product of insurance.”  Insurance is less of a commodity and more of a promise or service. Promise vs. product Insurance is a promise from the insurer to cover your claim or...

When To Call Your Agent?

If you are shopping for personal insurance, including homeowner’s insurance, auto insurance, RV, boat, or motorcycle insurance, the process can be much easier than you think. Working with an independent agent will save you both time, and money on your personal insurance. But once you have insurance, don’t stop calling us. There are a number of reasons to stay connected with us. The more we...