How Property Insurance Helps Your Business

A Business Insurance Update Every business owns business property, and you may also own the building in which you run your operations. Property insurance protects the physical assets your nonprofit owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a property insurance coverage to respond to the many risks associated with property ownership. Property policies offer many... Read Article

The Benefits of a Workers’ Compensation Experience Modifier Review

Your Experience Mod Is Your Work Comp Identity It is a fact that many employers overpay for their workers’ compensation premiums.  One of the reasons is that their experience modifier is not accurate. The experience modifier is a numeric representation of your company’s loss history compared to the average for your industry. If your loss history is average, your modifier should be 1.00. The experience... Read Article

Leased or Rented Equipment

Like many organizations, your business may rent or lease equipment from time to time. You may be planning a special event and need a tent to accommodate 250 people as part of a business activity. Or, perhaps you are renting a sound system for a concert, or leasing office equipment such as your copier.  These kinds of events create added risk to the organization. It... Read Article

Is Your Business Covered For Employment Practices Liability?

A Business Insurance Update Today more than ever, employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals including; Title VII of the Civil Rights Act of 1964, Title I and Title V of the Americans with Disability Act of 1990, The Age Discrimination in Employment Act of 1967,... Read Article

Does Your Business Have The Right Coverage?

Types of Insurance a Small Business Owner Should Have There is no question, owning a business comes with a set of unique risks.  The types and kinds of business threats are changing rapidly, and for your business to survive and grow you need to know how to manage your risk. A well designed commercial insurance program can protect your company from financial loss and even... Read Article