Business Must Prepare For Continue Winter Storms Winter storms will impact a large part of the East Coast starting this winter. We can expect continued storm surges over the next 60 to 90 days and that means businesses need to continue to plan for storms. Winter storms can cause damage to buildings, auto accidents and even loss of life. No matter how good you are... Read Article

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#MeToo And Employment Liability

  A Business Insurance Update When people work together, there is going to be both appropriate and inappropriate behaviors. The #MeToo movement has impacted Hollywood, Fox News, The NFL, and many other high profile companies. This has opened up an overdue discussion on sexual harassment and discrimination in the workplace. The Basis of Harassment Claims Title VII of the Civil Rights Act of 1964 is... Read Article

Is Your Business covered For These Risks?

Is Your Business covered For These Risks? Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business.  That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and then design an insurance program to meet your needs. ... Read Article

Something Your Business Insurance Might Be Missing

If your business suffered a property loss, are you confident that your building would be restored to its pre-loss condition—including any changes in building codes?  It is a sobering fact that over 30% of businesses that suffer a total loss never resume operations.  If these businesses had purchased the right insurance, they might have been able to continue operation. One of the often-misunderstood kinds of... Read Article

Three Items That May Not Be Covered Under A Standard Contractors Insurance Policy

  Contractors Insurance Update If you are a contractor you may have some coverage issues that you need to review. Many contractors’ insurance policies have limitations or exclusions that could cause un-insured losses. Contractors Insurance Concerns Contractual Liability The ISO Commercial General Liability Coverage form excludes damages or loss for which the contractor is obligated to pay by reason of having assumed liability under a... Read Article