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Category: Business Insurance

Restaurant Insurance From Partners Risk Services

The single most important insurance coverage your restaurant or bar needs is Liquor Liability. Liquor Liability will defend you against charges, losses, and claims resulting from your negligence arising out of serving or selling alcohol. If your operation were found liable you could lose hundreds of thousands of dollars. If you serve a customer alcohol and they are involved in an accident, the injured party...

Proven Ways To Build Strong Insurance Relationships

The partnership between an insurance agent, an insurer, and a client is one of the most important in the industry. Carriers and the underwriters create policies and take on risks for insureds, whereas brokers assist their clients in finding the best insurance policies and carriers for their needs. The independent agent and broker are the industry's backbone. They are the primary channel of distribution for...

The Importance of an Annual Insurance Review

It is critical that every homeowner or business undertakes an annual insurance review. Regular reviews are equally essential to ensuring that your policy continues to be a good fit for your coverage needs and budget. In a single year, a lot can happen that can have a significant impact on your insurance costs, coverage options, and limitations, among other things. Among these are the following:...

4 Things to Know About Employment Practices Liability Insurance

Employment Practices Liability Insurance or “EPLI” is a form of business insurance specifically to protect against employment-related lawsuits. While the suit may not be accurate, once filed, you will need to defend against the case, which can prove to be very expensive without this type of insurance. The right Employment Practices Liability Insurance can help you get through challenging legal situations without sustaining severe financial...

Are You Looking For Better Personal Insurance?

When it comes to shopping for a home, motorcycle, RV, or auto insurance, you have a variety of choices. You can call the number advertised on television or shop at a local big-named brand, but you will only have one option. Independent insurance agents represent a variety of insurance companies, not just one, as most others advertised on television do. Significant advantages exist for shopping with...