Category: Business Insurance

Start Planning Your Next Commercial Insurance Renewal

Start Planning Your Next Commercial Insurance Renewal If you own or manage a business and have an insurance renewal coming up, you most likely are not preparing for it, but you should. Now is the time to connect with your broker to start the planning process. Here are a few tips to help you get the process moving. Or call us, and we can manage...

What Kind of Insurance Do I Need If I Rent Out My Home?

If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the length of the rental term and the situation. Our experienced agent can advise you on what insurance you need if you plan to rent out your...

Common Commercial Property Insurance Exclusions

Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...

The Liabilities Of A Fiduciary

The Liabilities Of A Fiduciary If you are an owner, director or officer of a private or public company you have a fiduciary liability exposure. You may be responsible for the selection of retirement or benefit providers or plans and these decisions can create personal liability for you. What is a fiduciary? Under ERISA, fiduciaries can be held personally liable for losses to a benefit...

Understanding The Different Types Of Surety Bonds

If you are in business in any of a wide range of industries, surety bonds are likely to be part of your business insurance package. These bonds are used in a variety of business situations in which an additional guarantee for the quality of service or products is required. The following is some basic information about the different types of security bonds used in business...