Are Settlements and Jury Awards Increasing Against Homeowners?
Posted: May 26, 2025
Q: Are settlements and jury awards increasing against homeowners in 2025? A: Yes—and every homeowner should be aware of it. Over the past few years, we’ve seen a notable rise in the number and size of liability claims filed against homeowners. From dog bites and slip-and-falls to social media lawsuits and property damage, the legal landscape is changing, and homeowners are increasingly finding themselves in...
Early Retirement Checklist: Essential Steps to Prepare
Posted: February 5, 2025
Early retirement is a rewarding goal that requires thorough preparation and a clear plan. Here’s a comprehensive checklist to guide you through essential steps: Set Clear Financial Goals Define what “early retirement” means to you and the lifestyle you wish to maintain. Understanding these details helps you calculate a retirement savings target, taking into account activities like travel, hobbies, relocation, or even part-time work. Evaluate...
Family Emergency Preparedness Checklist
Posted: January 28, 2025
Emergencies can strike at any time, often without warning. Being prepared can make all the difference for your family's safety and peace of mind, whether it's a natural disaster, power outage, or unexpected event. A well-thought-out emergency plan and a comprehensive preparedness checklist can help you confidently navigate challenging times. Here’s a detailed family emergency preparedness checklist to get you started: Create an Emergency Plan...
Our Hearts Are with California During This Difficult Time
Posted: January 13, 2025
California is no stranger to wildfires, but each season brings challenges that test the resilience of its communities. To all those affected by the recent devastating wildfires, we want you to know that our thoughts and prayers are with you. Your safety and well-being remain our top priorities. During times like these, preparation and awareness can save lives. Please take a moment to review these...
Why High-End Homes Need Specialized Insurance Coverage
Posted: January 9, 2025
Owning a high-end home is more than just having a roof over your head—it's about enjoying a lifestyle of comfort, luxury, and security. Whether it’s a modern estate overlooking the ocean or a historic mansion nestled in the hills, these properties represent a significant financial investment and often come with unique risks that require specialized insurance coverage. Here's why traditional homeowners insurance may not be...