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Category: Home Insurance

The Importance of an Annual Insurance Review

It is critical that every homeowner or business undertakes an annual insurance review. Regular reviews are equally essential to ensuring that your policy continues to be a good fit for your coverage needs and budget. In a single year, a lot can happen that can have a significant impact on your insurance costs, coverage options, and limitations, among other things. Among these are the following:...

Are You Looking For Better Personal Insurance?

When it comes to shopping for a home, motorcycle, RV, or auto insurance, you have a variety of choices. You can call the number advertised on television or shop at a local big-named brand, but you will only have one option. Independent insurance agents represent a variety of insurance companies, not just one, as most others advertised on television do. Significant advantages exist for shopping with...

Crazy Things Home Insurance Usually Covers

You may believe that home insurance is only useful in the event of a natural disaster. If your home is damaged by a fire, hurricane, or flood, your insurance should cover the costs. However, whether there is a natural disaster or not, there are many times when you can use your home insurance coverage. We wanted to share a few unusual claim scenarios that are...

Home Insurance Pitfalls

Owning a home is one of the most important investments you can make. As your family grows, your needs will change as well as your risk. We think it is very important to review your insurance program every year to make sure it still meets your needs. Compared with investment decisions and estate planning issues, perhaps questions about the language in your homeowner’s policy may...

Do Renters Need Insurance?

Insurance for Renters Is renter’s insurance really necessary? Yes, losses and accidents happen when you least expect them too; it's just a part of life. Your laptop is stolen, someone trips and falls while giving a party, and your apartment is damaged by fire, and you need a place to stay until repairs are done; each of these events would put you in a financial...