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Tag: Commercial Insurance

Questions You Should Ask Yourself About Your Personal Insurance

Everyone needs some level of personal insurance. Most purchase auto insurance, homeowners or renters insurance, life insurance, and maybe personal umbrella coverage. There are many choices that at times you may wonder which is best for you and your family.  We put together a list of questions you might think about as you consider your personal insurance. We always recommend you review your personal insurance...

Commercial Insurance Keeps Your Business Running

Small businesses account for 89 percent of all companies. A small business is one that employs fewer than 75 people. In reality, most small businesses have seven or fewer employees. When you own a small business, it doesn't take much to derail it and force you to close your doors. Having the right commercial insurance can provide you with the protection you require to survive.  Trying to keep...

Does Your Business Need Interruption Insurance?

There is no doubt that commercial insurance has many complex terms and coverage that  cause some to ask, “Why would I ever need that kind of insurance?”  One term that is not immediately obvious as to its meaning is “Business Interruption coverage”.   and the benefits of having it as part of your commercial insurance package. Business Interruption Defined Business interruption insurance is intended to compensate...

Workers' Compensation Cost Reduction Tip

It is true that no company will be completely free of Workers’ Compensation claims. Accidents do happen, and that is why you have Workers’ Compensation Insurance. The goal should be to develop a pattern of reduced claim numbers and claims costs from year to year. One effective way to manage these costs is to change the way you hire. We have noticed that when companies...

5 Medical Malpractice Insurance Myths

If you are practicing medicine, malpractice insurance is a must. Myths and misunderstandings surrounding professional liability insurance for doctors make the subject more complicated than it is. Here are some common medical malpractice insurance myths, followed by the facts: You Cannot Be Sued for More Than Your Policy Limits This statement is false. You are the one being sued for malpractice. If a jury awards...