Tag: Commercial Insurance

Employment Practices Liability Insurance

The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, we provide this coverage as an endorsement to our Business owners Policy (BOP). EPLI provides protection against many kinds of employee lawsuits, including claims of: Sexual harassment...

Is Damage to My Business Covered for Loss Resulting From a Riot?

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced to close your business by civil authority but had no...

Employment Liability Insurance

  Employment risks are some of the most serious faced by employers. These risks can include sexual harassment and discrimination. Employment litigation can destroy a firm large or small. Employment Practices Liability Insurance otherwise known as EPLI is insurance that helps protect you against claims from your employees that result from the general conduct of your business Employment Liability Facts Small firms are three times...

When Fake News Is not Fake

  We offer only proven insurance solutions We have all read fake news stories.  We especially liked the one about the 200-pound cat that went on a diet!  There are also many fake news stories out there about insurance.  Some of these news articles claim that it is supposedly easier and better to buy personal insurance online.  These articles go so far as to claim...

We Know Insurance

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and...