Ten Ways to Prep Your Business for Severe Weather
Posted: March 15, 2024
Ten Ways to Prep Your Business for Severe WeatherAs a business owner, one of your key responsibilities is to ensure the safety and continuity of your operations, especially in the face of natural disasters like severe storms. From hurricanes to blizzards, these weather events can wreak havoc on your business if you're not prepared. By taking proactive steps to safeguard your assets, employees, and operations, you can minimize downtime and mitigate potential damages....
What Factors Impact Your Home Insurance Costs?
Posted: February 27, 2024
What Factors Impact Your Home Insurance Costs?If you're looking for homeowner's insurance, you're undoubtedly curious about how the insurer calculates your premium. Some consumers have the misconception that home insurance is a fixed cost. In truth, home insurance prices are tailored to the individual needs of each homeowner. Unlike auto insurance, homeowner insurance requires a great deal of data! You'll need your house's measurements, construction specifications, and information on any extras...
Should I Purchase Flood Insurance If I’m Not in a Flood Zone?
Posted: August 16, 2023
Should I Purchase Flood Insurance If I’m Not in a Flood Zone?Flood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zone, you may think you are safe from flooding. The fact is that flooding is the most common natural disaster in the country. Many flood-related insurance claims come from areas with a low to moderate flood risk. What Does...
Is Flood Insurance Really Needed?
Posted: February 16, 2023
Is Flood Insurance Really Needed?Many homeowners decide to go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. We agree that the probability is low, nonetheless, it does exist. Now is the time to consider Louisiana flood...
Commonly Overlooked Types of Business Insurance
Posted: May 4, 2021
Commonly Overlooked Types of Business InsuranceYou already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...