Make Your House Safe For Trick-Or-Treaters

Halloween is fast approaching. All kids love to dress up, get together with friends, and go door-to-door hoping to find the full size candy bar. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic for kids and trying for you. Here are some pointers for ensuring your house is a safe place for trick-or-treaters on Oct. 31. Pets first. Dogs,... Read Article

Are You Prepared?

There is no question Texas has been hit hard by hurricane Harvey and our thoughts are with all those who have suffered a loss.  Now is the time to think about how you will respond to the next big storm or disaster. Remember, some disasters are not covered under a standard homeowners insurance policy. Part of your planning needs to be a review of your... Read Article

You Just Got Sued For A Social Media Post

A Texas jury has awarded a wedding photographer more than $1 million after determining a newly married couple unhappy with her work launched a social media campaign to post falsehoods about her. The Dallas County jury found Friday that the campaign against Andrea Polito amounted to defamation. The jury unanimously found the couple acted of out malice in targeting Polito in the months after their... Read Article

Homeowner’s Insurance….How Does Yours Compare?

  Homeowner’s Insurance Premiums Are Increasing Nationally, homeowner’s insurance premiums are increasing. There are a number of reasons for the increases including; fewer new homes (limiting growth), recent losses from natural disasters (especially hurricanes and earthquakes), and the cost to repair or replace (more expensive materials have impacted premiums). These were identified as things that impact homeowner’s premiums the most: Construction – The type of... Read Article

We Think Of Insurance as a Promise

Business and personal insurance update Many people look at insurance as a commodity, like buying car or a piece of furniture.  Consequently, they become caught up in searching for the lowest price for the “product of insurance.”  Insurance is less of a commodity, and more of a promise or service. Promise vs. product Insurance is a promise from the insurer to cover your claim or... Read Article