Tag: Safety

Does Your Auto Insurance Cover Damage Done During a Protest or Riot?

Recently we have seen streets filled with vehicles damaged from rioters.  Damage can be a simple scratch, windshield damage, or even a fire.  The question is, “Are these kinds of losses covered under a standard auto policy?” It is normal for people to be worried about their cars if they live in an area with ongoing riots.  Insurance coverage that covers acts of vandalism is...

Employment Practices Liability Insurance

The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, we provide this coverage as an endorsement to our Business owners Policy (BOP). EPLI provides protection against many kinds of employee lawsuits, including claims of: Sexual harassment...

Personal Insurance Products You Need in the Summer

Summer means there is more daylight hours for activity for you and your family.  With the kids home from school and vacations planned, it is important to understand the various risks involved.  With increased car travel in the summer, injuries from auto accidents almost triple, according to the National Safety Council. Let us look at some of the top causes of accidents during the spring...

Is Your Personal Insurance Impacted by COVID-19?

We hope you are safe and healthy. We are living in different times and having the right kind of insurance is more important than ever. As our country continues to manage through the COVID-19 crises, we thought it might be useful to take some time to remind you of the importance of your personal insurance during this time.  The coronavirus pandemic won’t affect your auto...

Are Electric Scooters Covered Under My Insurance Policy?

Scooters are popping up all over cities across the country.  They have been popular in Europe for years.  We are at the beginning of this new form of personal transportation, which creates a few questions regarding risk, liability, and insurance coverage. Scooter usage Facts (Forbes) 4 % of rider wear helmets 80% of accidents are results of falling Head trauma is the most common type...