Personal Insurance Products You Need in the Summer

Summer means there is more daylight hours for activity for you and your family.  With the kids home from school and vacations planned, it is important to understand the various risks involved.  With increased car travel in the summer, injuries from auto accidents almost triple, according to the National Safety Council.

Let us look at some of the top causes of accidents during the spring and summer.  These are not in any particular order.

  • Boating and Personal Water Craft Injuries—there were over 2,900 boating injuries in the United States in 2016. Over 700 people died because of watercraft-related accidents.
  • Grilling accidents—one of the leading causes of burn injuries is grilling.
  • Swimming—In the United States, on average, 6,700 people die from drowning annually, and over 4,000 people receive treatment from injuries suffered in a swimming pool accident.
  • Fireworks—this is the leading cause of injury in the month of July.
  • Bicycling-related injuries—Over 800 people die annually from bike-related accidents.
  • ATV, dirt bike, and motorcycle injuries—there are over 14,000 serious injuries related to the operation of these kinds of vehicles annually.
  • Amusement rides—over 4,000 people are injured from amusement park rides.
  • Trampoline injuries—over a 9-year period, over 1million people were injured from trampolines. (
  • Illness or injury while on vacation—Thousands of people get sick or are injured while on vacation or in foreign countries.

Sources: Pedestrian and Bicycle Information Center, National Safety Council, American

Academy of Pediatrics,, and

There Are Insurance Products That Help Manage Your Summer Risks

  • Coverage for Swimming Pools
  • Watercraft Insurance
  • Travel Insurance
  • RV Insurance

At Partners Risk Services, our personal insurance products provide our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages.

How we serve you is as important as what we provide. First, we listen to you, then we discuss your needs and answer your questions. Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective.


April 19th, 2018 by Partners Risk Services