Employer-Provided Life Insurance: What You Need to Know
Posted: November 7, 2021
Employer-Provided Life Insurance: What You Need to KnowLife insurance is a popular feature of employee benefits packages. Many employers provide basic group life free of charge to their employees. More Americans have workplace plans than individual life insurance plans, as reported in a NerdWallet article. If your employer offers free or low-cost basic group life, there is no reason not to accept it. Enrollment is automatic in some cases. Although it is a...
Business Insurance to Protect Your Veteran-Owned Company
Posted: November 4, 2021
Business Insurance to Protect Your Veteran-Owned CompanyVeterans entering the business world have access to a number of resources. These include the Small Business Administration, Veterans Affairs Office of Small and Disadvantaged Business Utilization (OSDBU), the SCORE Veteran Fast Launch Initiative, and American Corporate Partners (ACP). One essential aspect of running a business is having adequate insurance coverage to protect your interests. The type of business insurance you need to protect your...
Safeguard Your Property During the Holidays
Posted: November 1, 2021
Safeguard Your Property During the HolidaysThe holidays are a time for celebration and getting together with family and friends. They can also mean a greater risk for your property if you are hosting parties or traveling away from home to other holiday celebrations. This is where your homeowners insurance policy comes in. Common Holiday Homeowners Insurance Claims Your homeowners policy will likely cover a range of holiday-related losses, including the...
What’s In Your Policy?
Posted: October 22, 2021
What’s In Your Policy?Homeowners don't always review their policies until they have a claim. Only to discover that their coverage isn't what they expected. That is why it is critical to understand what you are paying for. We believe it is important to understand what you are purchasing. So let's start with this overview. Here are a few of the coverage you need to consider. So what's in...
Standard vs. Hybrid Life Insurance: Which Is Better?
Posted: October 22, 2021
Standard vs. Hybrid Life Insurance: Which Is Better?Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...