July 4th Safety Tips
Posted: June 28, 2022
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We are approaching our nation's birthday, July 4th, and we hope everyone has a great day of celebration with friends and family. In 2021 over 5,800 people went to the emergency room as a result of fireworks-related injuries. There were an estimated 13,750 reported fires started by fireworks. These fires resulted in an estimated eight reported deaths, and $40 million in direct property damage. This...
The True Value of Life Insurance
Posted: June 22, 2022
Are you one of those people who think you don’t need life insurance? Please think again. Life insurance has been a part of estate planning in the United States for many years. Although life insurance does not need to be a part of every person's estate plan, it can be useful, especially for parents of young children and those who support a spouse or a...
Are You Underestimating Your Need for Disability Insurance?
Posted: June 22, 2022
If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing disability insurance could be a big mistake. According to TMA Insurance Trust: Approximately one in...
5 Medical Malpractice Insurance Myths
Posted: June 19, 2022
If you are practicing medicine, malpractice insurance is a must. Myths and misunderstandings surrounding professional liability insurance for doctors make the subject more complicated than it is. Here are some common medical malpractice insurance myths, followed by the facts: You Cannot Be Sued for More Than Your Policy Limits This statement is false. You are the one being sued for malpractice. If a jury awards...
5 Boat Safety Tips for the Summer
Posted: June 16, 2022
When people are out boating in the summer, safety can sometimes take a backseat to pleasure. This could be a tragic mistake. In 2020, there were 5,265 boating accidents in the U.S., causing 767 fatalities and 3,191 injuries, as reported by the U.S. Coast Guard (USCG). Enjoy the sun and the water but keep the following boat safety tips in mind. Don’t Drink While Boating...