Are Settlements and Jury Awards Increasing Against Homeowners?
Posted: May 26, 2025
Q: Are settlements and jury awards increasing against homeowners in 2025? A: Yes—and every homeowner should be aware of it. Over the past few years, we’ve seen a notable rise in the number and size of liability claims filed against homeowners. From dog bites and slip-and-falls to social media lawsuits and property damage, the legal landscape is changing, and homeowners are increasingly finding themselves in...
Risk Factors That Impact Life Insurance Premiums
Posted: May 22, 2025
When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the factors that determine how much you will pay each month. Insurance companies use the following risk factors to calculate your premiums: ...
Tips to Mitigate Supply Chain Risks in 2025
Posted: May 21, 2025
How smart planning and the right protection can keep your business moving In 2025, global supply chains continue to face pressure from disruptions that range from geopolitical conflict and climate events to labor shortages and cyberattacks. For business owners and operations managers, this means one thing: supply chain risk is no longer a “what if”—it’s a “what now.” So how can your business stay resilient...
5 Things Business Owners Should Know About Insurance Limits and Deductibles
Posted: May 19, 2025
Building a business involves making countless vital decisions, including hiring the right team, buying the right software, and finding a suitable space. Understanding the basics of insurance coverage may be glossed over during day-to-day operations. Insurance is one of the behind-the-scenes essentials that can make or break financial stability when the unexpected occurs. It is vital that you fully understand Your policy limits and deductibles. ...
Should I Switch to an Independent Insurance Agent?
Posted: May 16, 2025
Shopping for insurance can be a confusing, even overwhelming process, with policies loaded with obscure legal terms. Although exploring new options or switching agents may seem troublesome, it may be worth considering. Should you stick with your current agent or take the leap to an independent insurance agent? Let’s break it down. What is the Difference Between Traditional and Independent Insurance Agents? A traditional insurance...