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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Spending A Year Abroad: Do I Still Need Insurance For My Car Back Home?

If you are planning to travel abroad for a year and leave your car stored in the USA, you may be wondering if you need to carry auto insurance for the period of time during which the vehicle is not in use. The answer will depend on the circumstances, as well as where you live. State Law Auto Insurance Requirements Although laws vary from state...

New Car Shopping? Think About Auto Insurance Too

Auto Insurance Are you in the market for a new low-cost car? Before you head off to the showroom, you may want to determine which cars are the least expensive to insure. There are many low-cost autos on the market which are very popular. If you are in the market for a fuel-efficient, low-cost auto, here are some items to consider. Auto Liability Coverage pays...

Agritourism Risk & Reward

Agritourism is any activity that allows members of the general public on your farm property for recreational, entertainment or educational purposes. Agritourism activities include everything from a bed and breakfast, a corn maze, an educational field trip, a store or wine tasting, to “pick your own” and roadside farm stands. It is important to understand your increased liability, by having visitors on your property. Here...

Cyber Liability Losses Are Increasing

  How to Use Cyber Insurance to Your Benefit According to IT Business Edge, 50% of businesses listed cyber security as one of their top five    business risks. Cyber liability is the risk posed by conducting business over the Internet, over other networks, or using electronic storage technology. It covers third party losses from hackers, theft, and loss of information including sensitive client or individual...

Common Exclusions To Business Interruption Insurance

Business interruption insurance is designed to cover income lost when an event beyond your control forces you to close your business temporarily. This extra layer of protection goes beyond common business insurance policies. For example, if a fire in your office forces you to shut down temporarily, property insurance will cover the damage from the fire, but not the loss of income. The lost income...