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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

The Value of an Insurance Review in 2021

2021 will be an interesting year and there are sure to be many changes in your life, your work and your finances. It is important that your insurance is able to address your needs as your life changes.  Our team is ready to help you understand how your insurance needs have changed over time.  Here are a few examples of how life changes may impact...

Home Insurance Planning For 2021

A Personal Insurance Update We work to ensure that your home insurance provides the protection you deserve and need.   We understand you may need different coverage like a personal umbrella, RV insurance, valuable articles coverage, earthquake, or flood coverage. Over the years, we have found that homeowners who adhere to the following strategies have a better chance of obtaining the best possible combination of coverage,...

Beginner's Guide to Commercial Auto Insurance

Are you using company-owned vehicles to conduct business? You might need to consider getting commercial auto insurance. For those who are new to the game, this may be a confusing subject. You know you need coverage, but may not be clear on what kind or how much. Our knowledgeable agent can help ensure you have the specific coverage you need for your unique operations. The...

If A Contractor Damages My Home, Whose Insurance Covers It?

Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance.  Damage to Your Home From an Accident Caused by a Contractor Although...

Do I Need Life Insurance If I Live Alone?

Life insurance is designed to benefit the ones you leave behind when you pass away. So why would you need this type of policy if you live alone and have no dependents? Surprising as it may seem, there are a number of reasons why you might need life insurance, even if you are single and have no children. You May Want Children Someday The younger...