Is Damage to My Business Covered for Loss Resulting From a Riot?
Posted: June 12, 2020
Is Damage to My Business Covered for Loss Resulting From a Riot?The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril. This would include fire, theft, and vandalism. If you were forced to close your business by civil authority but had no...
Will Special Event Insurance Cover My Event?
Posted: June 4, 2020
Will Special Event Insurance Cover My Event?Hosting an event such as a wedding can be a costly undertaking. Special event insurance is designed to protect your investment. It can help cover your costs in case you need to cancel unexpectedly (if the bride or groom gets cold feet, for example). It can also help protect you from liability for injury or property damage caused during your event. When Do You Need...
What Does Contractors Insurance Not Include?
Posted: May 19, 2020
What Does Contractors Insurance Not Include?Every contractor needs a commercial general liability insurance policy to protect company assets and reduce liability risks. Commonly known as contractors insurance, a construction general liability policy can protect your contracting business against liability for injuries, accidents, and property damage. Proof of this type of insurance is required for many jobs for both contractors and subcontractors. What Kinds of Coverage Does Contractors Insurance Provide? A...
Insurance Coverage For Churches
Posted: May 4, 2020
Insurance Coverage For ChurchesLike anyone else today, churches need insurance to protect their assets. They face many of the same risks as for-profit businesses, and they also have their own unique risks. As non-profit organizations, churches need certain types of coverage to help manage the risk of unforeseen events. Nonprofit Insurance For Churches Your church insurance package may include the following types of coverage: Business property insurance: Churches...
Employment Liability Insurance
Posted: April 21, 2020
Employment Liability InsuranceEmployment risks are some of the most serious faced by employers. These risks can include sexual harassment and discrimination. Employment litigation can destroy a firm large or small. Employment Practices Liability Insurance otherwise known as EPLI is insurance that helps protect you against claims from your employees that result from the general conduct of your business Employment Liability Facts Small firms are three times...